Business First Checking

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Summary

Do you find yourself writing a lot of checks every month for your new small business? Are you making a large number of deposits each statement cycle? First State Bank has created an account exactly for your needs! Our Business First Checking Account is designed with the needs of the volume check writer in mind. Business First Checking slightly restricts cash and coin services to pass those savings onto you. After all, why should you have to pay for account features you're not going to use?

  • Minimum Balance Fee = $10
  • Activity Fee (300 transactions included free)= $0.25
  • Fee will apply to each item processed over 300 during each monthly statement cycle
  • Item count includes checks, debits, deposits, credits and items deposited
  • Includes Single User Internet Banking & Bill Pay = Free
  • Minimum balance fee will be waived if the collected balance in the account is maintained at or above $1,500 each day of the monthly statement cycle
  • Otherwise, the minimum balance fee will apply

Only $100 deposit required to open a Business First Checking Account. A minimum balance fee will be imposed every statement cycle if the collected balance in the account falls below $1,500 any day of the monthly statement cycle.

Eligibility

This account is designed to meet limited volume check servicing needs. Cash and coin services are restricted on this account. The bank reserves the right to reclassify this account under one of its existing products if extended servicing is required.

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