Money Market
- Summary
Our Money Market Accounts are perfect for you if you want a high rate of interest but still want some limited check writing ability. You can open one with just $100 and avoid any minimum balance fees with just $2,500 saved. Every month, you'll receive great interest on your account, and still have the flexibility to write a few checks. Come in and talk to us about them, or open one right now!
- Interest will be compounded on a monthly basis
- Interest will be credited to your account on a monthly basis
- We use the daily balance method to calculate the interest on your account
- This method applies a daily periodic rate to the principal in the account each day
- See accompanying rate sheet for current rate
- Your interest rate and annual percentage yield may change
- At our discretion, we may change the interest rate on your account
If you close your account before interest is credited you will not receive the uncredited accrued interest. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). You may make up to 6 preauthorized transfers from your account per statement cycle, but only 3 may be payments by check to third parties.
- Fees
- The minimum balance fee of $16 will be applied once each statement cycle if the balance of your account falls below $2,500 any day during the statement cycle
- A $10 charge will be assessed for each item over the limit
- Additional fees that may be associated to your account are disclosed in the "Other Services and Fees" section of the disclosure provided at the bank
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