Savings Account
- Summary
Our Savings Account offers you interest with the convenience of ready access to your cash. Every quarter, you may make three withdrawals from your savings account at no charge, and it's only $1.00 after that. We will also compound your interest every quarter and credit it to your account on that basis.
- You may make up to 6 preauthorized transfers from your account per month
- See account representative for current rate
- Rate is subject to change at any time without notice
- Interest will be compounded on a quarterly basis
- Interest will be credited to your account on a quarterly basis
If you close your account before interest is credited you will not receive the uncredited accrued interest. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Only $100 deposit required to open an account ($25 for minors). Limit one account per minor. A quarterly minimum balance fee of $3 will be waived if the balance in the account is at or above $100.00 each day of the statement cycle.
- Fees
The following fees may be assessed against your account:
- Minimum Balance Fee of $5 - waived on minor accounts (under 18 years of age)
- A $1 fee is accessed when more than 3 withdrawals or debits are made per quarter
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