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Is a Commercial VIP Money Market Account Right for You?
The First State Bank Commercial VIP Money Market account is designed for business owners who want to put their earnings to work for them. Our Commercial VIP Money Market accounts are combined with the flexibility and personal touch of First State Bank service.

There’s only a $100 deposit required to open a Commercial VIP Money Market account.

Put your earnings to work for you. Get started as soon as today! Contact us today to learn more about our Commercial VIP Money Market account, or apply now.

There are many perks and few limitations to opening this type of account with us:

  • You may make up to six preauthorized transfers from your account per statement cycle.
  • Interest will be compounded on a monthly basis
  • Interest will be credited to your account on a monthly basis

Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (e.g., checks). We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.


At First State Bank, we only require the following fees:

  • Minimum balance fee of $20 — This fee is waived if the balance in the account is maintained at or above $5,000 each day of the monthly statement cycle.
  • Deposit fee, (Credits) over 5: $0.35 ea.
  • Items deposited over 5: $0.09 ea.
  • A $10 charge will be incurred for each item over the limit

Other fees that may be charged to your account are disclosed in the "Other Services and Fees" portion of this disclosure.

Get Started with a Commercial VIP Money Market Account Today

First State Bank has been working hard since 1905 to ensure our customers get the best service in Texas. At all of our convenient locations, we provide great service with a smile. We want to help you watch your business soar, so please reach out to us today if you are ready to set up your Commercial VIP Money Market account.


If you like the convenience of doing everything online from the comfort of your home or office, this option is for you. Opening an account with us online is a pretty straightforward process, but we will happily help you out if you need any assistance. Just contact the branch nearest you and we will make sure you get everything set up smoothly.

With a Banker

If you prefer to talk to a person, our friendly and experienced bankers are ready to assist! Contact your local banker and they will gladly walk you through the process.