Allow Us to Help Finance Your Next Purchase

Need to Take Out a Loan or Acquire a Credit Card?

First State Bank offers an array of Personal and Commercial Loan options to suit whatever lending needs you may have. From Home Mortgage Loans and Construction Loans to Real Estate Loans and Capital Improvement Loans, you can depend on us for help with financing your next big purchase. We also offer business Credit Cards for added convenience. To learn more about our Loans and Credit Card offerings, we encourage you to read through the list below. Learn more about our home loan options below.

Home Loans

Purchasing a home is one of the biggest financial decisions you will make. We can help finance that purchase with Home Mortgage Loans, Home Equity Loans, Construction & Home Improvement Loans and Land & Lot Loans.

Personal Loans

Whether you are ready to purchase the car you’ve had your eye on or need to take out a Personal Term Loan, First State Bank’s Personal Loan options are tailored to your personal lending needs.

Business & Agricultural Loans

First State Bank is equipped to serve your commercial lending needs with Business Loan options including Small Business Loans, Business Lines of Credit, Working Capital Loans, Equipment Loans and many more.

Credit Cards

We make it easy to choose the credit card that is right for you. We offer Low Rate and Preferred Points Rewards Credit Cards. They’re the only cards you need for everything you need to do.

Business Credit Cards

With First State Bank’s Business Credit Card offerings, you can choose the card that is right for your business. You can select the Standard Card with no annual fee or the Preferred Points Card.

Simple Loan Calculator

We encourage you to use our Simple Loan Calculator today to get an idea about how much your monthly payments will be.