Helping Our Neighbors 

While the process can seem overwhelming at times, the lending team at First State Bank is ready and waiting to make sure things go as smoothly as possible. Our friendly and experienced lenders can customize a home loan suited to your needs with competitive rates and neighborly service. Learn more about our home loan options below.

Home Mortgage Loans

At First State Bank, we can assist you with applying for a variety of Home Mortgage Loans—from FHA and VA Loans to Jumbo and USDA Loans.

Home Equity Loans

Allow us to guide you through the process of tapping into your home’s equity by applying for a Home Equity Loan with First State Bank today!

Construction and Home Improvement Loans

Need to fund the building of your new home? Depend on First State Bank for assistance! Contact us today to apply for a customized Construction or Home Improvement Loan.

Land & Lot Loans

Even if you do not have plans to build a home right away, you can still take steps to secure the property with a Land & Lot Loan from First State Bank.

First State Prime Rate

Effective DateRate
12/20/18 6.00%

The above posted interest rate may apply to Business, Agricultural and Real Estate Loans.