Maintain the Minimum Balance, We’ll Waive Service Fees

Minimum Balance Checking at First State Bank

A personal Minimum Balance Checking account is a full-service account. First State Bank will waive any monthly service charges if you maintain the minimum balance of $2,000. This account comes with online bill pay, a debit card, monthly image statements and more. If you are looking for a simple, full-service checking account with waived fees, a Minimum Balance Checking account may be just the account for you.

There’s only a $100 deposit required to open a Minimum Balance Checking account.

Minimum Balance Checking Benefits

First State Bank’s Minimum Balance Checking accounts come standard with the following:

Additionally, you can use your debit card at all locations that display the PULSE and Plus signs. For further convenience, your money is available to you all over the globe through these networks.

A Debit Card for Minimum Balance Checking Accounts

A Minimum Balance Checking account from First State Bank comes with a debit card. This debit card works like a check and can be used and accepted virtually everywhere a credit card is accepted. You will also be able to withdraw cash with your debit card at any PULSE, Plus or FSB ATM. As always, every transaction you make with your debit card will be deducted from your Minimum Balance Checking account.


Open Your Minimum Balance Checking Account Today

If you’re ready to open a Minimum Balance Checking account with First State Bank, just choose the method that works best for you. 


If you like the convenience of doing everything online from the comfort of your home or office, this option is for you. Opening an account with us online is a pretty straightforward process, but we will happily help you out if you need any assistance. Just contact the branch nearest you and we will make sure you get everything set up smoothly.

With a Banker

If you prefer to talk to a person, our friendly and experienced bankers are ready to assist! Contact your local banker and they will gladly walk you through the process.