Reward Checking Plus Some Added Benefits

Reward2 Checking

A Reward2 Checking account from First State Bank is essentially the enhanced version of our Reward Checking account. It still pays a premium interest rate and refunds nationwide ATM fees.* However, with this type of checking account, there are more requirements—but that means there are more rewards as well!

There’s only a $100 deposit required to open a Reward2 Checking account.

Reward2 Checking Requirements
To receive benefits of a First State Bank Reward2 Checking account, all you have to do is:

  • Use your bank-issued debit card**
  • Set up direct deposit
  • Make one ACH payment per month
  • Receive your statements via email

You probably already do things like this anyway, so why not get rewarded for them? If you are unable to meet the Rewards requirements one month, don’t worry; you still have a checking account that earns interest. Plus, you can try again the next month to meet the Rewards requirements.

Benefits of Reward2 Checking
A Reward2 Checking account from First State Bank offers the following benefits:

  • Pays interest – Earn a premium rate on balances up to $20,000
  • Refunds nationwide ATM fees*
  • A debit card
  • Access to online banking services, including:
  • Account security with SpyLink
  • Deposits to checking and savings
  • Cash withdrawals from your account
  • Balance inquiries
  • Money transfers to checking and savings

Your Debit Card

Every Reward2 Checking account opened at First State Bank comes with a debit card. Your card gives you the convenience and acceptance of a credit card and functions just like a check. As always, you can also use your card to withdraw cash from your account. Each purchase you make with your debit card is subtracted from your Reward2 Checking account. As an added bonus, your card will also be accepted at any Plus or PULSE ATM location.

Open a Reward2 Checking Account Today

If you’re ready to open a Reward2 Checking account with First State Bank, just choose the method that works best for you. 


If you like the convenience of doing everything online from the comfort of your home or office, this option is for you. Opening an account with us online is a pretty straightforward process, but we will happily help you out if you need any assistance. Just contact the branch nearest you and we will make sure you get everything set up smoothly.

With a Banker

If you prefer to talk to a person, our friendly and experienced bankers are ready to assist! Contact your local banker and they will gladly walk you through the process.

Limit one account per person. A valid email is required.

*First State Bank will refund up to $25 per qualification period.

**Must have 20 debit card transactions post and clear per qualification period—ATM withdrawals excluded.