Denton - Downtown
Denton - Loop 288
Denton - Rayzor Ranch
Denton - South
Gainesville - Hwy 82
Gainesville - Main
A Reward2 Checking account from First State Bank is essentially the enhanced version of our Reward Checking account. It still pays a premium interest rate and refunds nationwide ATM fees.* However, with this type of checking account, there are more requirements—but that means there are more rewards as well!
There’s only a $100 deposit required to open a Reward2 Checking account.
Reward2 Checking Requirements
To receive benefits of a First State Bank Reward2 Checking account, all you have to do is:
You probably already do things like this anyway, so why not get rewarded for them? If you are unable to meet the Rewards requirements one month, don’t worry; you still have a checking account that earns interest. Plus, you can try again the next month to meet the Rewards requirements.
Benefits of Reward2 Checking
A Reward2 Checking account from First State Bank offers the following benefits:
Your Debit Card
Every Reward2 Checking account opened at First State Bank comes with a debit card. Your card gives you the convenience and acceptance of a credit card and functions just like a check. As always, you can also use your card to withdraw cash from your account. Each purchase you make with your debit card is subtracted from your Reward2 Checking account. As an added bonus, your card will also be accepted at any Plus or PULSE ATM location.
To upgrade your Reward2 Checking account, we offer Silver, Gold and Platinum account upgrade packages that offer added features, including Accidental Death Insurance, discounts on personal checks and 911 Fraud Protection Recovery. Check out the table below to learn more about upgrading your Reward2 Checking account.
$9.95 per month
$4.95 per month
$2.95 per month
|$10,000 Accidental Death Insurance per acct ($5,000 from age 70+)||Yes||Yes||Yes|
|Paper images available with mailed statements*||Yes||Yes||Yes|
|Personalized Platinum checks included||Yes|
|50% off personal checks of your choice||Yes||Yes|
|Identity Theft 911||Yes||Yes|
|Free Cashier Checks||Yes|
|Free Personal Money Orders||Yes|
|FSB's foreign (non-FSB) ATM transaction fee waived||Yes||Yes|
|Sweeps - Automatic IntraBank Deposit Transfers||Yes|
|Additional Benefits included||Yes|
*Reward accounts - Online access only
If you’re ready to open a Reward2 Checking account with First State Bank, just choose the method that works best for you.
Applying for an account with us online is a pretty straightforward process, but we will happily help you out if your need any assistance.
If you prefer to talk to a person, our friendly and experienced bankers are ready to assist! Contact your local banker and they will gladly walk you through the process.
Limit one account per person. A valid email is required.
*First State Bank will refund up to $25 per qualification period.
**Must have 20 debit card transactions post and clear per qualification period—ATM withdrawals excluded.