Giving You Options When It Comes to Saving

Our Personal Savings Accounts

At First State Bank, we’re all about helping you save money for the future, and we make it easy to do so with our various Personal Savings account options. Whether you’re looking for a standard savings account or want to receive higher competitive interest with a Money Market account, we are sure to have the savings account that suits your needs and lifestyle. Take a moment to learn more about each type of savings account FSB has to offer.

Savings Account

First State Bank’s standard Personal Savings accounts are among our most popular types of savings accounts. With just a minimum deposit of $100, you can earn compounded interest on a quarterly basis and begin to see your savings add up. Get started today!

Minor Savings Account

Minor Savings accounts are perfect for teaching children the value of saving. You can open one of these accounts with just $25 and earn compounded interest on a quarterly basis. Plus, there’s no minimum balance for depositors who are under 18.

Christmas Club

Saving money for Christmastime has never been easier! By joining the Christmas Club at First State Bank, you will receive a Christmas Club check for all contributions you make to this special type of account, which makes shopping so much easier when Christmas comes.

Money Market Account

If you want more from your savings account, a Money Market account may be just right for you. These accounts earn interest on a monthly basis and come with the ability to write checks and withdraw cash. Get started with a Money Market account today!

VIP Money Market Account

The VIP Money Market account is essentially the enhanced version of the standard Money Market account. This type of Money Market account comes with a higher interest rate and with the ability to write a limited number of checks and withdraw cash. Get started with this VIP account today!

Certificates of Deposit (CDs)

Looking for a way to supplement your savings? Consider opening a Certificate of Deposit with First State Bank today. With a CD, you can either have your interest compounded into your CD or deposited into another account. Learn more about our CDs today!

Individual Retirement Accounts (IRAs)

Saving for retirement is simple with First State Bank, for we offer assistance with the establishment of Traditional IRAs and Roth IRAs. If you need to start saving for retirement or supplement an existing retirement account, allow us to help!

Health Savings Account (HSA)

Investing in your health is easy with a Health Savings Account from First State Bank. If you qualify for this type of savings account, the money you contribute is not subject to income tax and is available to pay for qualified health care expenses.