Denton - Downtown
Denton - Loop 288
Denton - Rayzor Ranch
Denton - South
Gainesville - Hwy 82
Gainesville - Main
Save for the Future with a Certificate of Deposit
A Certificate of Deposit (i.e., CD) from First State Bank is a safe way to supplement your savings and receive an anticipated rate of return. If you have just $1,000 to put toward savings for a specific period of time, you can watch it reap the benefits that come from fixed interest rates and the backing of the FDIC. With a First State Bank CD, you have the option to have your interest deposited into an account or compounded into your CD. Additionally, we offer a variety of maturities on our CDs to give you options to help you build a stronger financial future.
Fast First State Bank Certificate of Deposit Facts
Qualifications for Our CDs
In order to have a CD from First State Bank, you must meet the qualifications below. Be sure to reach out to an account representative for additional options.
CD Renewal Policy & Penalties
Your CD will automatically renew at maturity. You will have 10 calendar days after the maturity date to withdraw funds without penalty. However, First State Bank may impose a penalty, as shown below, if you withdraw any of the deposited funds before the maturity date.
Want the Option to Change Your CD Rate?
We are all about convenience here at First State Bank. That’s why we offer our customers different maturity options on our CDs, which includes our 24-Month Flex Rate CD. This Flex Rate CD allows you to change your interest rate once during the term of the CD. Reach out to a First State Bank representative to learn if this CD option is right for you.
Saving for the future is easy and reliable with a CD from First State Bank. If you are ready to open a CD, we invite you to do so in person at your nearest First State Bank location or by phone.
If you like the convenience of doing everything online from the comfort of your home or office, this option is for you. Opening an account with us online is a pretty straightforward process, but we will happily help you out if you need any assistance. Just contact the branch nearest you and we will make sure you get everything set up smoothly.
If you prefer to talk to a person, our friendly and experienced bankers are ready to assist! Contact your local banker and they will gladly walk you through the process.