FIRST STATE BANK’S RATES

Take a Look at Our Rates

Rates at First State Bank
The following rates are effective as of March 10, 2014. Please note that rates at First State Bank may change (after account is opened) on Interest Checking, Reward Checking, Reward2 Checking, Savings and Money Market Accounts. Further, fees may reduce earnings on account. For more information concerning our rates, please call (940) 665-1711 or visit the First State Bank branch nearest you. APY = Annual Percentage Yield.

Certificates of Deposit (CDs) See Details

TermAnnual Percentage Yield (APY)
1 Month (30 Day) 0.10%
2 Months (60 Day) 0.10%
3 Month (90 Day) 0.10%
6 Months (182 Day) 0.20%
9 Month (270 Day) 0.25%
12 Month (365 Day) 0.35%
18 Month (547 Day) 0.50%
24 Month (730 Day) 0.65%
30 Month (912 Day) 0.70%
36 Month (1095 Day) 0.90%
48 Month (1460 Day) 1.00%

$1,000 Minimum Deposit To Open. A penalty may be imposed for early withdrawal on CDs.

IRA Certificate of Deposit (CD)

TermAnnual Percentage Yield (APY)
6 Months (182 Day) 0.20%
12 Month (365 Day) 0.35%
18 Month (547 Day) 0.50%

$300 Minimum Deposit To Open. A penalty may be imposed for early withdrawal on CDs.

Reward Checking See Details

Balance Minimum Deposit to Open APY
$0 - $20,000 $100 0.50%
$20,000+ $100 0.10%
All balances if qualifications not met $100 0.05%

* APY will range depending on account balance. Rates paid on daily collected balance, interest rate paid on cumulative tiers, electronic access and Visa Check Card transactions required.

Reward Checking 2 See Details

Balance Minimum Deposit to Open APY
$0 - $20,000 $100 1.00%
$20,000+ $100 0.10%
All balances if qualifications not met $100 0.05%

* APY will range depending on account balance. Rates paid on daily collected balance, interest rate paid on cumulative tiers, electronic access and Visa Check Card transactions required.

Interest Checking See Details

BalanceAnnual Percentage Yield (APY)
$4,999.99 or less 0.05%
Balance greater than $4,999.99* 0.05%

* APY will range depending on account balance. Rates paid on daily collected balance, interest rate paid on cumulative tiers. Minimum deposit of $100 to open account

Savings Accounts

Account Minimum Deposit to Open APY
Savings $100 0.08%
Money Market $100 0.10%

VIP Money Market See Details

BalanceAnnual Percentage Yield (APY)
$0 - $9,999.99 0.10%
$10,000 - $24,999.99 0.15%
$25,000+ 0.20%

$100 Minimum Deposit To Open. Rates paid on daily collected balance, interest rate paid on entire balance.

Health Savings Account See Details

BalanceAnnual Percentage Yield (APY)
$0 - $999.99 0.00%
$1,000 - $4,999.99 0.10%
$5,000+ 0.30%

Rates paid on daily collected balance, interest rate paid on entire balance.