Finance Your Business’ Future and Success

We Offer the Loans Your Business Needs to Succeed
At First State Bank, we believe in helping our neighbors who run the community’s businesses and ranches.  That is why we offer a variety of Business loan options.  We are a friendly community bank that guarantees personal service with a smile.  Contact us today to learn more.

Small Business Loans

We know that all great businesses started out small, so we are prepared to help your business grow. We offer loans for small businesses so they can get on their feet and start up, expand or continue to grow.

Commercial Real Estate Loans

First State Bank is here to help you get settled into your business’ new location, whether or not it is even built yet! We offer Commercial Real Estate Loans to business owners and want to welcome you to the neighborhood!

Business Lines of Credit

First State Bank proudly offers business owners the opportunity to secure Business Lines of Credit at our bank. The application process is simple, so do not hesitate to reach out to our lending staff today!

Working Capital Loans

If you need a Working Capital Loan for a short-term cash injection, First State Bank can help. Whatever your needs may be, our experienced loan staff will work with you to see that they are met. 

Equipment or Capital Improvement Loans

If you are looking to finance new equipment for commercial vehicles for your vehicles, call First State Bank today or come in and see us.  We can help you secure an Equipment or Capital Improvement Loan to fund your business’ next purchase.

Agricultural Loans

First State Bank appreciates rural workers’ contributions to the community table. If you are a farmer, ranch owner or other agricultural business owner, First State Bank can help fund your financial necessities with an Agricultural Loan.

Commercial Land Loans

If you are ready to build or expand your business, contact us today to get started on your Commercial Land Loan application. Buying land is a big expense, and you may feel overwhelmed, but we are here to help and answer any questions!

First State Prime Rate

Effective DateRate
12/20/18 6.00%

The above posted rate may apply to Business, Agricultural and Real Estate Loans.