APPLY FOR A CREDIT CARD AT FIRST STATE BANK

The Only Card You Need for Everything You Need to Do

The Credit Card That’s Right for You

At First State Bank, we make it easy to choose the credit card that’s right for you. We offer two types of credits cards: Low-Rate Credit Cards and Preferred Point World Credit Cards. Apply for your credit card today!

Low-Rate Credit Cards

Features

  • No annual fee
  • Low introductory rate for the first six months1
  • Competitive ongoing APR1
  • 25-day interest-free grace period on all purchases

No grace period on cash advances.

Benefits

  • 24-hour, toll-free live lost/stolen cards assistance available at (800) 367-7576
  • Online account information available 24/7 at www.cardaccount.net
  • Travel Accident Insurance and a host of other extraordinary MasterCard® benefits
  • Unlike some credit card offers, the APR for purchases and cash advances is the same. 1 We do not charge a higher rate for cash advances

Fees

Other fees may be charged; these fees are listed on the downloadable credit card application.

Preferred Point World Card

Features

  • No annual fee
  • Earn points that you can redeem anytime; earn one point for each dollar spent, up to 10,000 points per month
  • Low introductory rate for the first six months1
  • Competitive ongoing APR1
  • 25-day interest-free grace period on all purchases

No grace period on cash advances.

Benefits

  • The convenience of cash when you want it. Redeem points to shop, dine or have a night out on the town.
  • Conveniently view or redeem points at www.mypreferredpoints.com or call (866) 678-5191
  • 24-hour, toll-free live customer assistance available at (800) 367-7576
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car collision damage waiver protection and $100,000 Travel Accident Insurance
  • Unlike some credit card offers, the APR for purchases and cash advances is the same. 1 We do not charge a higher rate for cash advances.

Fees

Other fees may be charged; these fees are listed on the downloadable credit card application.

Ready to Apply for a Credit Card?

When you are ready to apply for a credit card from First State Bank, you can do so in person at your nearest FSB branch, or you can download the PDF application and send it to us via fax or email. If you choose to download the PDF application, please type the information, and then print the application; you cannot save the document, so print an extra copy for yourself. You can also print the application and then fill it out using a blue or black pen.

  • Or mail your completed application to: Card Service Center, P.O. Box 569120, Dallas, TX 75356-9120.

1 Please see application for information about current APRs and fees.

2 Concierge Services available with World MasterCard only.