Offering Security & Convenience

Debit Card Services

Banking locally doesn’t mean you should miss out. At First State Bank, our debit cards come with the ability to include extra security measures should they be lost or stolen, or if you need to cancel. We also offer a state-of-the-art SpyLink tool that alerts you for potential fraudulent activity on your account. Contact us today to discuss all we have to offer for our debit cards.

ATM/Debit Card Overdraft Services

An overdraft occurs when you do not not have enough money in your account to cover a transaction. Check out options for ATM/Debit Card Overdraft Services.


Prepaid Debit Cards

Easily stick to your budget with a Prepaid Debit Card from First State Bank. These reloadable cards allow you to make purchases just about anywhere, whether online or in person. Plus, they make great gifts for all those special occasions.  Click here to learn more!

EMV Debit Cards: A More Secure Way to Pay

Security and convenience are top priorities when it comes to making in-store purchases. As First State Bank strives to provide our customers with peace of mind and leading-edge banking technology, we now issue EMV Debit Cards—also known as chip cards or smart cards—with all checking accounts.

EMV, which is named after Europay, debit card systems, is a global card payment standard used in more than 80 countries worldwide. Embedded with special microprocessor chips, EMV Debit Cards offer advanced security with card-present purchases.

EMV Chip Debit Card Specifics

With EMV technology as the new standard in the banking industry, it’s good to know what it can offer. Our EMV Debit Cards:

  • Have embedded chips for enhanced transaction security when making in-store purchases.
  • Have magnetic strips, as well as EMV chips, so you can continue to make purchases with the traditional swipe method when chip-enabled options are not available.
  • Can be used to make international purchases. International transactions are restricted without prior notification. Restrictions can only be waived for card-present transactions for designated timeframes.

Have EMV Questions?

If you would like to learn more about EMV technology and/or our EMV Debit Cards, please contact the First State Bank location nearest you, and a representative will gladly provide you with more information as soon as possible.