Personal Checking Accounts Suited to Your Needs

Our Personal Checking Account Options
First State Bank conveniently offers a variety of Personal Checking accounts to fit in with your lifestyle. Whether First Choice Checking or Interest Checking is more your style, all of our checking account options come standard with the friendly, personal service that sets us apart. Learn more about each type of Personal Checking account we offer below. 

Reward Checking

Are you interested in an account that offers more than standard checking accounts? Look no further than First State Bank’s Reward Checking account. This full-service account pays premium interest and provides refunds for ATM fees nationwide.*

Reward Checking 2

This full-service checking account is essentially a step up from our standard Reward Checking account. Reward2 Checking accounts pay premium interest rates and refund ATM fees, yet have a few more requirements—which means more rewards!

First Choice Checking

First State Bank’s First Choice Checking accounts offer the highest degree of customer convenience and personal service. These accounts come with a variety of features and benefits. Get started with First Choice Checking today!

Senior Checking

Senior Checking accounts are for people who are at least 62 years old. These full-service checking accounts come complete with an array of features and benefits.

Interest Checking

Looking for a checking account that has a bit more to offer? An Interest Checking account from FSB may be the perfect fit for you, as it is a full-service account that pays interest on your account balance. Get started with Interest Checking today.

Minimum Balance Checking

Our Minimum Balance Checking accounts are standard, full-service accounts that feature waived minimum balance fees when you maintain the required minimum monthly account balance. Learn more to discover if this account is right for you.


First State Bank’s #StudentFirstAccount is a joint account between a parent/guardian and his or her child. It is open to students between the ages of 13 and 18. If you are wanting to instill healthy financial habits, this account is the account for your child.