Hassle Free and Simple as Can Be

First Choice Checking for Your Convenience

First State Bank’s First Choice Checking accounts are designed to be as simple and hassle free as possible. These easy-to-use checking accounts come with a debit card, Online Bill Pay and a host of other features. If you have $100, you can open a First State Bank First Choice Checking account today.

Benefits of First Choice Checking

With a First Choice Checking account from First State Bank, you can use your debit card at any FSB, PULSE or Plus location at any time of day as well as on weekends and holidays. Our First Choice Checking accounts provide the following benefits:

  • No monthly maintenance fees
  • A debit card
  • Access to online banking services, including:
  • Account security with SpyLink
  • Deposits to checking and savings
  • Cash withdrawals from your account
  • Balance inquiries
  • Money transfers to checking and savings
  • $5.00 printed statement fee waived if enrolled in E-Statements

Your First State Bank debit card can be used at additional locations displaying the PULSE and Plus signs. Your money is available to you throughout the world with these networks.

First State Bank’s Debit Card

Our First Choice Checking accounts come standard with a debit card, which allows you to get the convenience and acceptance of a credit card that works like a check. You can use your debit card at ATMs to withdraw cash from your account. You can also use the same card to purchase goods and services you would normally pay for via check or credit card. Purchases made with your debit card are deducted from your account without the extra step of writing a check.

Open a First Choice Checking Account Today

If you’re ready to open your First Choice Checking account with First State Bank, just choose the method that works best for you. 


If you like the convenience of doing everything online from the comfort of your home or office, this option is for you. Opening an account with us online is a pretty straightforward process, but we will happily help you out if you need any assistance. Just contact the branch nearest you and we will make sure you get everything set up smoothly.

With a Banker

If you prefer to talk to a person, our friendly and experienced bankers are ready to assist! Contact your local banker and they will gladly walk you through the process.

Limit one account per consumer.