Denton - Downtown
Denton - Loop 288
Denton - Rayzor Ranch
Denton - South
Gainesville - Hwy 82
Gainesville - Main
What Is Reward Checking from First State Bank?
First State Bank’s Reward Checking accounts offer a few added incentives over our standard First Choice Checking accounts. Reward Checking pays a premium interest rate and provides refunds for nationwide ATM fees.* To receive these rewards, all you have to do is use your First State Bank debit card and enroll in E-Statements by email.
There’s only a $100 deposit required to open a Reward Checking account.
A Debit Card for You
With a Reward Checking account from First State Bank, you will receive a debit card. This card works just like a check—minus the check writing—and is accepted virtually everywhere a credit card is accepted. As always, your debit card can be used at ATMs to make cash withdrawals from your account. Additionally, every purchase you make with this debit card is taken out of your Reward Checking account.
Reward Checking Benefits
A Reward Checking account comes with the benefits listed below.
To maximize the benefits of your Reward Checking account, you may be able to upgrade to a Silver, Gold or Platinum Reward Checking account. An upgraded account package provides additional features, such as Accidental Death Insurance, personal check discounts and online check imaging. To learn more about what Reward Checking upgrades have to offer, take a look at the table below.
$9.95 per month
$4.95 per month
$2.95 per month
|$10,000 Accidental Death Insurance per acct ($5,000 from age 70+)||Yes||Yes||Yes|
|Paper images available with mailed statements*||Yes||Yes||Yes|
|Personalized Platinum checks included||Yes|
|50% off personal checks of your choice||Yes||Yes|
|Identity Theft 911||Yes||Yes|
|Free Cashier Checks||Yes|
|Free Personal Money Orders||Yes|
|FSB's foreign (non-FSB) ATM transaction fee waived||Yes||Yes|
|Sweeps - Automatic IntraBank Deposit Transfers||Yes|
|Additional Benefits included||Yes|
*Reward accounts - Online access only
If you’re ready to open a Reward Checking account with First State Bank, just choose the method that works best for you.
Applying for an account with us online is a pretty straightforward process, but we will happily help you out if your need any assistance.
If you prefer to talk to a person, our friendly and experienced bankers are ready to assist! Contact your local banker and they will gladly walk you through the process.
Limit one account per person. A valid email is required.
*First State Bank will refund up to $25 per qualification period.
**Must have 10 debit card transactions post and clear per qualification period—ATM withdrawals excluded.